Moo Finance
Service
Design
Finance Management SystemWeb App
Moo is a finance management application designed to simplify and enhance personal finance tracking. The app empowers users to maintain their income, savings, debts, and financial goals while providing a seamless way to manage their profile history and view monthly financial reports. Moo aims to help users achieve financial clarity and build better money habits.
Problem Statement
Solution Overview
- Track and categorize income, savings, and debt.
- Set and monitor personalized financial goals.
- Visualize financial trends through monthly summaries.
- Build a historical profile to reflect on past financial decisions.
With engaging visualizations and easy-to-use tools, Moo motivates users to stay consistent with their financial plans.










Key Features
Income, Savings, and Debt Management:
- Users can log their financial transactions to monitor progress in real-time.
- Create and track custom financial goals such as vacation savings or debt reduction.
- Access interactive charts and summaries that highlight spending patterns, saving progress, and debt trends.
- A centralized dashboard to review past achievements and ongoing financial journeys.

User Personas
Riyan Adams
(30, UK, IT Professional)
Goal
- Save for a dream vacation.
- Pay off a student loan.
- Build an emergency fund.
Challenges
- Overwhelmed by complex finance tools.
- Difficulty in sticking to saving plans.
- Needs a tool to track all finances in one place.

User Journey
- Onboarding: Ria downloads Moo and completes a quick setup to enter her income, debts, and savings goals.
- Daily Use: Logs expenses, tracks income, and checks her savings progress.
- Monthly Summary: Views interactive charts showing where her money went and how close she is to achieving her goals.
- Long-term Progress: Reviews her profile history and adjusts goals as needed.
Design Process
Research
- Conducted user interviews and competitor analysis to understand pain points.
Ideation
- Sketched low-fidelity wireframes to map out user flows.
Design with Prototype
- Built interactive prototypes to test functionality and navigation.
Usability Testing:
- Gathered feedback to refine features and improve the user experience.
Expected Outcome
The final product exceeded expectations by delivering a platform that users found both engaging and practical. Moo reported:
- 70% improvement in user retention within the first month.
- SUsers successfully achieved 50% more savings goals compared to traditional methods.
- The app’s gamification features increased motivation, with users spending an average of 15 minutes daily managing their finances.
Moo’s user-friendly design and practical features have made it a go-to solution for personal finance management.